Telematics Insurance, commonly know as black box insurance, aims to help reduce insurance premiums for young drivers, new drivers and inexperienced drivers.

A little box is fitted to your car and monitors how fast you drive, how quickly you brake, and whether you’re generally a safe driver. The information can be used to measure how ‘risky’ you are as a driver, and good drivers could benefit from reduced premiums at renewal.

Benefits of Telematics Insurance

  • Online Driver Dashboard
  • No Curfews
  • A-Rated Insurer
  • Safer drivers benefit from reduced renewal premiums
  • Theft recovery with GPS Tracking

Call 0141 212 9555

 

 

The ‘Box’

We’ll fit a clever little telematics device (slightly bigger than a mobile phone), to your car within 7 or 14 days of purchase, depending on your insurer. The box provides us with information such as:

  • the time of travel
  • the distance travelled
  • your car’s location
  • speed & braking

 

Your Dashboard

The box then takes the data and creates a ‘score’ for each element of your driving. You will be able to view these scores via a dashboard or you can download the mobile dashboard app. The dashboard allows you to review all of your journey details and see any feedback messages or red alerts. The dashboard also provides a ‘Find My Car’ section which can assist with a speedy recovery if your vehicle is stolen.

 

Your Driving

The box allows us to measure how safely you drive. If you demonstrate that you are a safe driver you could receive a discount at renewal. Feedback with tips to improve your driving will be given through the dashboard.
If your car is regularly driven in a dangerous or unacceptable manner, such as consistent speeding, harsh braking or acceleration, you will receive a red alert. Red alerts can result in an additional premium and continued red alerts may result in policy cancellation.

 

 

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    Or call us on 0141 212 9555