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Liability Insurance is increasingly important for drivers who transport passengers for hire or reward. This includes public hire, private hire, hackney carriage, chauffeur and for a contract with local authorities such as schools and hospitals.

Taxi Liability Insurance is public liability cover that is specifically tailored for taxi drivers using private hire or public hire vehicles. It provides financial protection should a member of the public make a compensation claim against you. This includes claims that are the result of your actions, and for taxi drivers that could mean injury claims from escorting an elderly passenger, or even damage to their property. For anyone who has dealings with the public, liability insurance is essential.

Cover includes:

  • Protection against any damage or injury to third parties, not otherwise covered by your vehicle insurance
  • Passengers baggage and personal effects cover
  • £5 and £10 million indemnity cover levels
  • Advice Helpline providing confidential legal advice on any legal problem or tax matters affecting your business

Please check as Taxi Liability Insurance is normally a legal requirement if you have a council or local authority contract.


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