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Professional Indemnity Insurance is a must for any company whose clients might suffer financial loss as a result of their activities. It is intended to cover for any losses a client may suffer as a result of your advice, services or designs. From allegations of negligence to a breach of copyright to accusations of defamation, these kinds of claims can be costly and disruptive regardless of whether they’re fair or not.

Professional Indemnity Insurance is designed to cover compensation to the claimant, which could include loss of earnings, future loss of earnings and the cost of repairing damage. It can offer cover against any damages awarded to the claimant, plus legal costs.

The types of risks that your business may be exposed to are;

  • Loss of documents or data
  • Negligence
  • Intellectual property disputes
  • Dishonesty
  • Confidentiality breaches
  • Defamation
  • Copyright breaches
  • Loss of documents

The level of cover you need depends on the risks involved with your business and can vary widely. A minimum level of cover could be around £50,000, but depending on your business you may need to think about a higher-end limit of up to £10m.

Call our Business Team 0141 259 0088 now or request a callback below.


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