Warning have been issued today by the Met Office as Storm Ali is on her way.
With all weather conditions it’s important to prepare for whatever Mother Nature throws at us.
Driving in the Rain
- Use dipped headlights to ensure other drivers can see you more easily
- Spray from other vehicles reduce visibility therefore extra care should be taken when approaching or passing other vehicles
- Increase stopping distance, reduce speed and increase the gap between other vehicles
- Plan your route and check the local news for road closures and flooding.
- If you break down keep the bonnet closed while waiting for recovery to avoid the electrical system getting wet
- Slow down. Road surface water and speed can result in aquaplaning. To regain control of the vehicle, reduce your speed by easing off the accelerator – do not brake
- Do not drive fast through flooding as it can cause serious and expensive damage, cars are not yet waterproof.
- Be considerate to other road users and try not to spray pedestrians and cyclists as you drive through water
Driving in the Wind
Particular care should be taken during high winds when:
- Crossing high exposed bridges
- Approaching vehicles towing caravans or trailers
- Passing long and heavy load vehicles including lorries or trucks
- Using top or roof boxes
- Debris on the road
Protecting Your Home
The Association of British Insurers advises property owners to:
- Check that your property is in a good state of repair, such as repairing loose roof tiles or damaged guttering.
- Make sure you have emergency contact numbers for your insurer, local authority and utility companies to hand.
- Listen out for bad weather warnings on local radio and TV and check The Met Office website.
- Make sure any unsecured items, like ladders in gardens that can cause damage in high winds are secured or brought inside.
- Where practical, businesses should ensure that machinery and stock in outside areas is secure.
- Try and avoid leaving your car parked under trees if at all possible.
- If high winds damage your property:
- Contact your property insurer as soon as possible. They will have 24-hour emergency helplines, which can give advice on next steps and arrange repairs as quickly as possible.
- If necessary, arrange temporary emergency repairs to stop any damage getting worse. Tell your insurer and keep any receipts, as this will form part of your claim.
- Do not do anything that puts you or your household at risk.
Mark Shepherd, ABI’s Assistant Director, Head of Property, said
“Windstorms can be very destructive, disruptive and distressing, but this type of natural hazard is exactly what insurance is designed to protect against. Storm damage is covered as standard in home and business insurance policies, so if anyone suffers damage to their property they should contact their insurer to get their claim moving.”