Liability Insurance
"Where there's blame, there's a claim!"
We''ve all seen the adverts - Britain is following America's lead and fast developing a compensation cultue.
Whether you are a sole trader, partnership or limited company it's vital to have sufficient liability cover.
The most common liability policies cover one or both of the following:
Public Liability
This covers injuries to members of the public resutling from the actions of your employees or their workmanship
Employers Liability
By Law, it is compulsory for all employers to have valid Employer's Liability insurance to cover injuries that your employees might sustain through the course of their work.
There are other types of liability insurance available, including cover for damage to property belonging to a third party.
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